It is always tough to figure out what to do when a person gets injured in Red Deer. But when it is about an accident, and you want to solve everything yourself, it is the worst mistake you can make. As Uber and Lyft are standard forms of transport, it is evident that they might have accidents as well. So, it would be wise to get a lawyer to be prepared. Let’s see more about the importance of Uber and Lyft accident lawyers.
Why Hire a Red Deer Uber or Lyft Accident Lawyer?
In 2018, Lyft and Uber services became legal in Red Deer, but accidents are pretty common to get injured. So, it is highly suggested to have a personal injury lawyer who properly knows its liability system for the best outcome. We hire insurance companies to support us, and some firms solely maintain it.
How Do Uber or Lyft Accidents Happen?
If you see the news, you will realize accidents are a common problem in everyday lives. Uber or Lyft cannot be specifically targeted as any transportation may lead to accidents. However, the main reason for all of these is the same, which is neglect. Drivers often fall asleep while driving, speeding without any reason, texting while driving, getting drunk, and many more.
Recovering Damages from Uber Drivers
No matter where you are, it is very tough to recover against drivers. However, any person would recover with legal help, and insurance companies might be one of them. When someone gets injured in an accident, the first solution is getting medical help and contacting your lawyer. Most importantly, in Uber or Lyft accidents, it takes a lot of time to investigate, so victims should always have proof of their own and get detailed driver information.
What is Uber/Lyft’s Liability Coverage?
Both the services: Uber and Lyft, have the same liability coverage. They claim to help people who are severely injured and compensate to help the victims heal. However, all of these are divided into three periods, and compensation also depends on the periods.
The liability coverage is:
Period 0: Uber or Lyft would not give liability coverage if a driver is not signed in an app.
Period 1: Uber or Lyft would provide liability to the injured people if they wait for a request. To be exact, $50000 per injured person, $100000 for total injured liability, $25000 for any property damage in the accident.
Period 2: if a driver accepts a ride request and gets accidentally injured, the liability rises to one million dollars.
Period 3: in an accident, if the passenger is present, Uber or Lyft would give liability of about one million dollars to the injured person and limited coverage for the driver’s transportation damage.
According to many experienced people, periods 2 and 3 are the best. What would happen if there is no network? It is the worst helpless state where Uber or Lyft would not provide any liability coverage.
What to Do When You are the Passenger of a Ridesharing Vehicle that Gets into an Accident?
Health and safety: Everyone should give their first preference to health and safety. So, being a passenger, if you have an accident and feel okay, you still need to do a check-up. You might not know, but it is always better to be safe than sorry. It might take a long time to realize your injury as the adrenaline level stays high during the time. Meanwhile, if it is severe, visit the closest hospital or call an emergency. When doctors understand your injuries, it gets much easier and faster to recover through them.
Get the driver’s contact information and collect evidence: As a passenger, if you meet an accident, always take the driver’s details and proof of the incident even if they are not at fault. In addition, people standing around would be significant evidence and witnesses, so collect their names and contact if possible. As the world is digitally growing, mobile phones are shared all over, so keeping pictures is proof. If you forget all about these, contact a lawyer. For lawyers, it is effortless to get information about different cases.
Contact lawyer: Finally, contact your lawyer as soon as possible. Accident claims are very complicated, so get your lawyer for proper advice. Not having a lawyer might be stressful, so you need to know the benefits you might receive. As mentioned, insurance companies would settle for a reduced amount as soon as possible, so it is always suggested to have a legal advisor. Like everything else, making a claim and having free medical services also has one, so it is better to be a wise thinker.
Make sure about insurance coverage: Alberta has commercial auto insurance available for Uber and Lyft passengers who get injured in accidents. Usually, the insurance type varies on the type of accident. However, sure, victims settle for lower costs than the cost they deserve. Such services like Uber and Lyft keep evolving their insurance policies, but they sometimes vary either in provinces or companies in Canada.
Most insurance companies settle down for reduced values, but passengers should claim more than their first offer. In such cases, it is essential to have a lawyer as defending companies might manipulate you to sign papers that will be used against you. Accepting or declining offers is unnecessary, but very little communication with opposing insurance companies should be done.
Alberta Insurance Coverage: Uber
Alberta uber insurance is similar to the uber insurance in Toronto. Once a passenger is in the ride to the end, Uber has your liability to a third party. The liability coverage of such parties would be two million dollars.
On the other hand, Uber also has not insured insurance for a motorist. Alberta started a statutory accident benefits program where injured motorists for different reasons are protected.
Alberta Insurance Coverage: Lyft
In comparison to Uber, Lyft has third-party liability for about $1,000,000. Motorists who are injured are not allocated any specific amount, but they might change based on law.
Contact Our Red Deer Uber/Lyft Accident Lawyer
Still did not decide which firm to choose? Red Deer Injury Lawyer might be your savior! As a trial, you can call us, and there are no obligations. To know more about us, check out our website.
Frequently Asked Questions
Q: Does Uber have insurance for passengers?
A: Yes. Uber and Lyft have insurance liability to a third party for a passenger.
Q: How long does it take LYFT to investigate an accident?
A: It depends on the situation. Sometimes investigating can few hours, and sometimes it might take a few days.
Q: Does LYFT cover you in an accident?
A: Yes. Lyft has third-party liability for about $1,000,000 for personal injury and damage.
Q: How do I report an accident to LYFT?
A: you can call 911 for emergencies or fill up a form on their website for investigating issues.
Q: Is it worth getting a lawyer for a car accident?
A: Yes. A lawyer would help you make a claim before a deadline and help you to get the best benefits and health services.
Q: What happens if you get into an accident on a Lyft?
A: Based on the liability coverage, if the LYFT driver is at fault, Lyft must bear all the expenses.