Torn Ligaments in Car Accident Cases

Car Accident

A ligament is a bundle of fibrous connective tissue that holds bones and joints together. It is an elastic type of tissue that allows joints to move freely. For example, an ACL injury is a tear in the knee ligament, resulting in knee instability, reduced mobility, and intense pain. A sprained ankle is another example of a torn ligament. 

The sudden, violent motion that can happen in a car accident can easily create rips and tears in these fibres. These painful injuries can take up to 10 weeks to heal but usually are not life-altering. 

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Degrees of Ligament Injuries

Ligament injuries are classified into three separate grades. The classification of your ligament tear into one of these grades will depend on the following factors:

  • The degree of the tear. 
  • The mechanism of the injury.
  • The onset of the injury.
  • The amount of weakness in the location of the tear.
  • The amount of disability caused by the tear.
  • The amount of muscle spasming the patient experiences.
  • The amount of swelling.
  • The loss of function.

Only a qualified medical professional may make this determination. At times, you will be required to undergo a certified medical evaluation to determine the extent of your ligament injuries, so that they may be properly classified.

Here are the three classifications of ligament injury.

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Grade 1 Ligament Injuries

These are very mild stretches and tears. These injuries can often be healed with ice and rest. This is also known as a “sprain” or a “strain.” 

Grade 2 Ligament Injuries

These tears are moderate. These injuries may require you to wear a brace or may require surgery to correct. These injuries may also be called sprains, but they are still more severe than a Grade 1 ligament injury. 

Grade 3 Ligament Injuries

A grade 3 ligament injury represents a complete rupture of the ligament. These injuries will definitely require surgery. 

Treating Ligament Injuries After a Car Accident

Every day, thousands of people are killed in car accidents across Canada. However, for those who are fortunate enough to survive the first injuries, there are a variety of additional sorts of physical damage that must be resolved through medical care and therapy.

Both soft tissue and hard bone wounds fall under this category. The victim of soft tissue injuries may suffer weeks or months of recovery time, medicine, infection, and discomfort. Many of these people also need physical therapy to help with the damage healing or to retrain the body to function with the new procedure used to solve the issue.

Because of where these bodily parts are placed, ligament injuries could be some of the hardest to recover. Ligaments are the connective tissues between joints, cartilage, and bones. Intense pain is just one of the signs when they are damaged after a car accident. The person who survives these occurrences may suffer from limps, muscle strains, and permanent suffering if the injury is too serious for medical therapy to fully heal. Even though ligaments are strong, they are considered soft tissue damage when damaged in an accident. These problems are more frequent than the more serious spine and brain injuries that affect others.

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What Steps Should I Take after I Suffer from a Ligament Injury after an Accident?

You should take the same steps you’d take at any accident scene.

That is:

  1. Get yourself and your vehicle to safety, if possible.
  2. Call the police and get a police report.
  3. Collect the insurance information from the other driver.
  4. Collect contact information from the other driver.
  5. Collect contact information from witnesses, if any.
  6. Take photos of both cars, the accident site, and your injuries.
  7. Get medical attention.

It’s important that you don’t try to diagnose torn ligaments yourself. Let a medical provider make that determination and follow all of their directions. Failing to do so can devalue a personal injury claim. 

Remember, a torn ligament case may not be as expensive for the at-fault driver’s insurance company as other cases, but this doesn’t mean the insurance company isn’t perfectly willing to engage in some dirty tricks to ensure that they don’t have to pay.

How Much is a Torn Ligament Worth?

A torn ligament is considered to be a “soft tissue” injury. This means there is a cap on the pain and suffering portion of your settlement of $5,365. Your financial damages: medical bills, lost wages, and other bills, will be covered as normal. The total of both amounts will represent the sum total of your personal injury settlements. In addition, if you have additional injuries they may qualify you for monies over and above the cap amount.

Note that the full cap amount would tend to be reserved for Grade 3 ligament tears rather than more minor tears. Yet in any personal injury case, the amount of your pain and suffering settlement will depend, at least in part, on your lawyer’s negotiation skills. Pain and suffering awards are highly subjective and also hinge on the amount of impairment that your injuries have created for you. 

For example, lawyers have successfully argued that the court should always consider what pain and suffering amount would have been available to car accident victims prior to the setting of the cap. They can then argue that the pain and suffering award be pulled back to the cap amount, rather than arguing that pain and suffering damages should be set in relationship to the cap. In this way, it may become possible to maximize a pain and suffering claim even for a Grade 1 ligament tear.

Remember, even minor injuries qualify for personal injury compensation, and even in cases where the amounts aren’t headline worthy every successful personal injury case allows you to replace lost wages and to get your medical bills covered. This is especially useful when your ligament injuries require surgery or extensive physical therapy to correct.

Know More: What are The Minor Injury Guideline Everyone Must Follow?

How can a Red Deer Torn Ligament Injury Lawyer Help You?

Put savvy litigators and tough negotiators on your side. When you work with one of our team members you’ll put over 20 years of car accident injury case experience on your side. 

Call (403) 269-7777 to get started today. 



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